Property Damage Statute of Limitations: State-by-State Comparison

How does your state’s property damage deadline compare to the rest of the country? Damage to real estate, vehicles, or personal property. Here’s the full picture.

Range: Property Damage deadlines span from 1 year (Louisiana) to 10 years (Rhode Island). The most common deadline is 3 years, used by 18 states.

States Grouped by Filing Window

1-Year States — Act Immediately

Louisiana — 1 year

La. Civ. Code Ann. art. 3492. No major statutory exception documented.

Louisiana Details →

3-Year States — The Most Common Deadline

StateDeadlineOfficial StatuteKey Exception
Arkansas3 yearsArk. Code Ann. § 16-56-105
California3 yearsCal. Civ. Proc. Code § 338(b)
Connecticut3 yearsConn. Gen. Stat. § 52-577
District of Columbia3 yearsD.C. Code § 12-301(2)
Idaho3 yearsIdaho Code § 5-218(3)
Maryland3 yearsMd. Code Ann., Cts. & Jud. Proc. § 5-101
Massachusetts3 yearsMass. Gen. Laws ch. 260, § 2A
Michigan3 yearsMich. Comp. Laws § 600.5805(9)
Mississippi3 yearsMiss. Code Ann. § 15-1-49
Nevada3 yearsNev. Rev. Stat. § 11.190(3)(c)
New Hampshire3 yearsN.H. Rev. Stat. Ann. § 508:4
New York3 yearsN.Y. C.P.L.R. § 214(4)
North Carolina3 yearsN.C. Gen. Stat. § 1-52(3)
South Carolina3 yearsS.C. Code Ann. § 15-3-530(2)
Tennessee3 yearsTenn. Code Ann. § 28-3-105
Utah3 yearsUtah Code Ann. § 78B-2-305
Vermont3 yearsVt. Stat. Ann. tit. 12, § 512(5)
Washington3 yearsWash. Rev. Code § 4.16.080(1)

Other Deadlines

StateDeadlineOfficial StatuteKey Exception
Arizona2 yearsAriz. Rev. Stat. § 12-542
Colorado2 yearsColo. Rev. Stat. § 13-80-101
Delaware2 yearsDel. Code Ann. tit. 10, § 8107
Hawaii2 yearsHaw. Rev. Stat. § 657-7
Indiana2 yearsInd. Code § 34-11-2-4
Kansas2 yearsKan. Stat. Ann. § 60-513(a)(4)
Montana2 yearsMont. Code Ann. § 27-2-207
Oklahoma2 yearsOkla. Stat. tit. 12, § 95(A)(3)
Pennsylvania2 years42 Pa. Cons. Stat. § 5524(3)
Texas2 yearsTex. Civ. Prac. & Rem. Code § 16.003
West Virginia2 yearsW. Va. Code § 55-2-12(b)
Florida4 yearsFla. Stat. § 95.11(3)(h)
Georgia4 yearsO.C.G.A. § 9-3-31
Nebraska4 yearsNeb. Rev. Stat. § 25-207
New Mexico4 yearsN.M. Stat. Ann. § 37-1-4
Ohio4 yearsOhio Rev. Code § 2305.09(B)
Wyoming4 yearsWyo. Stat. Ann. § 1-3-105(a)(iv)(C)
Illinois5 years735 Ill. Comp. Stat. 5/13-205
Iowa5 yearsIowa Code § 614.1(4)
Kentucky5 yearsKy. Rev. Stat. Ann. § 413.120(2)
Missouri5 yearsMo. Rev. Stat. § 516.120(4)
Virginia5 yearsVa. Code Ann. § 8.01-243(B)
Alabama6 yearsAla. Code § 6-2-34
Alaska6 yearsAlaska Stat. § 09.10.050
Maine6 yearsMe. Rev. Stat. tit. 14, § 752
Minnesota6 yearsMinn. Stat. § 541.05(4)
New Jersey6 yearsN.J. Stat. Ann. § 2A:14-1
North Dakota6 yearsN.D. Cent. Code § 28-01-16(5)
Oregon6 yearsOr. Rev. Stat. § 12.080(3)
South Dakota6 yearsS.D. Codified Laws § 15-2-13(4)
Wisconsin6 yearsWis. Stat. § 893.52

10-Year States — Longest Deadline

Rhode Island — 10 years

R.I. Gen. Laws § 9-1-13(a). No major statutory exception documented.

Rhode Island Details →

Key Observations

Most Plaintiff-Friendly States

Most Defendant-Friendly States

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⚠️ Legal Disclaimer: This comparison is for general informational purposes. Statutes change frequently and exceptions apply. Always verify the current rule with a licensed attorney in your state.