Comparing filing deadlines across Alabama, Florida, Georgia, Kentucky, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, and West Virginia.
| State | Personal Injury | Med Mal | Written Contract | Wrongful Death | Fraud |
|---|---|---|---|---|---|
| Alabama | 2 years | 2 years | 6 years | 2 years | 2 years |
| Florida | 2 years | 2 years | 5 years | 2 years | 4 years |
| Georgia | 2 years | 2 years | 6 years | 2 years | 4 years |
| Kentucky | 1 year | 1 year | 10 years | 1 year | 5 years |
| Mississippi | 3 years | 2 years | 3 years | 3 years | 3 years |
| North Carolina | 3 years | 3 years | 3 years | 2 years | 3 years |
| South Carolina | 3 years | 3 years | 3 years | 3 years | 3 years |
| Tennessee | 1 year | 1 year | 6 years | 1 year | 3 years |
| Virginia | 2 years | 2 years | 5 years | 2 years | 2 years |
| West Virginia | 2 years | 2 years | 10 years | 2 years | 2 years |
Kentucky imposes a 1-year statute of limitations for personal injury, medical malpractice, AND wrongful death — making it one of the most restrictive states in the country across multiple case types. The contract period (10 years written) offers a dramatic contrast. If injured in Kentucky, consult an attorney within the first month.
Tennessee's medical malpractice framework combines a 1-year limitations period, a 3-year repose period, and a mandatory presuit notice requirement — creating three separate procedural hurdles before a case can proceed. Tennessee courts strictly enforce all three.
Florida reduced its personal injury statute from 4 years to 2 years effective March 24, 2023 — a major tort reform change. Combined with Florida's mandatory presuit investigation for malpractice cases and its government claim requirements, Florida has shifted significantly in a defendant-friendly direction in recent years.
West Virginia's 10-year written contract period stands out dramatically in the Southeast — where most states allow only 3–6 years. Combined with a 2-year personal injury period, West Virginia presents a mixed picture: strict for injury claims, generous for contract disputes.
| State | Limitations | Repose | Special Requirement |
|---|---|---|---|
| Alabama | 2 years from discovery | 4 years | Expert affidavit required |
| Florida | 2 years from discovery | 4 years (7 concealment) | Mandatory presuit investigation |
| Georgia | 2 years from discovery | 5 years | Expert affidavit at filing |
| Kentucky | 1 year from discovery | None | No pre-filing requirement |
| Mississippi | 2 years from discovery | 7 years | No pre-filing requirement |
| North Carolina | 3 years from discovery | 4 years | Expert required |
| South Carolina | 3 years from discovery | 6 years | No pre-filing requirement |
| Tennessee | 1 year from discovery | 3 years | Presuit notice required |
| Virginia | 2 years from act | None | No pre-filing requirement |
| West Virginia | 2 years from discovery | 10 years | Screening panel required |
Georgia requires an "ante litem notice" — a formal pre-suit notice — for claims against municipalities within 6 months of the injury and against the state within 12 months. This is separate from and shorter than the 2-year personal injury statute. Missing the ante litem notice permanently bars government claims in Georgia, even if the 2-year period hasn't expired.