Quick answer: Property Damage deadlines range from 1 year (Louisiana) to 10 years (Rhode Island). Exact periods, citations and exceptions for every state are listed below.

Data last reviewed: October 2026. General information, not legal advice.

Shortest
1 Year
LA
Most Common
3 Years
17 states
Longest
10 Years
RI

Property Damage statute of limitations map

All State Deadlines — Property Damage

State ↕Years to File ↑Official StatuteKey Exception
Louisiana1 yrLa. Civ. Code Ann. art. 3492—
Arizona2 yrAriz. Rev. Stat. § 12-542—
Colorado2 yrColo. Rev. Stat. § 13-80-101—
Connecticut2 yrConn. Gen. Stat. § 52-577—
Delaware2 yrDel. Code Ann. tit. 10, § 8107—
Hawaii2 yrHaw. Rev. Stat. § 657-7—
Indiana2 yrInd. Code § 34-11-2-4—
Kansas2 yrKan. Stat. Ann. § 60-513(a)(4)—
Montana2 yrMont. Code Ann. § 27-2-207—
Oklahoma2 yrOkla. Stat. tit. 12, § 95(A)(3)—
Pennsylvania2 yr42 Pa. Cons. Stat. § 5524(3)—
Texas2 yrTex. Civ. Prac. & Rem. Code § 16.003—
West Virginia2 yrW. Va. Code § 55-2-12(b)—
Arkansas3 yrArk. Code Ann. § 16-56-105—
California3 yrCal. Civ. Proc. Code § 338(b)—
District of Columbia3 yrD.C. Code § 12-301(2)—
Idaho3 yrIdaho Code § 5-218(3)—
Maryland3 yrMd. Code Ann., Cts. & Jud. Proc. § 5-101—
Massachusetts3 yrMass. Gen. Laws ch. 260, § 2A—
Michigan3 yrMich. Comp. Laws § 600.5805(9)—
Mississippi3 yrMiss. Code Ann. § 15-1-49—
Nevada3 yrNev. Rev. Stat. § 11.190(3)(c)—
New Hampshire3 yrN.H. Rev. Stat. Ann. § 508:4—
New York3 yrN.Y. C.P.L.R. § 214(4)—
North Carolina3 yrN.C. Gen. Stat. § 1-52(3)—
South Carolina3 yrS.C. Code Ann. § 15-3-530(2)—
Tennessee3 yrTenn. Code Ann. § 28-3-105—
Utah3 yrUtah Code Ann. § 78B-2-305—
Vermont3 yrVt. Stat. Ann. tit. 12, § 512(5)—
Washington3 yrWash. Rev. Code § 4.16.080(1)—
Florida4 yrFla. Stat. § 95.11(3)(h)—
Georgia4 yrO.C.G.A. § 9-3-31—
Nebraska4 yrNeb. Rev. Stat. § 25-207—
New Mexico4 yrN.M. Stat. Ann. § 37-1-4—
Ohio4 yrOhio Rev. Code § 2305.09(B)—
Wyoming4 yrWyo. Stat. Ann. § 1-3-105(a)(iv)(C)—
Illinois5 yr735 Ill. Comp. Stat. 5/13-205—
Iowa5 yrIowa Code § 614.1(4)—
Kentucky5 yrKy. Rev. Stat. Ann. § 413.120(2)—
Missouri5 yrMo. Rev. Stat. § 516.120(4)—
Virginia5 yrVa. Code Ann. § 8.01-243(B)—
Alabama6 yrAla. Code § 6-2-34—
Alaska6 yrAlaska Stat. § 09.10.050—
Maine6 yrMe. Rev. Stat. tit. 14, § 752—
Minnesota6 yrMinn. Stat. § 541.05(4)—
New Jersey6 yrN.J. Stat. Ann. § 2A:14-1—
North Dakota6 yrN.D. Cent. Code § 28-01-16(5)—
Oregon6 yrOr. Rev. Stat. § 12.080(3)—
South Dakota6 yrS.D. Codified Laws § 15-2-13(4)—
Wisconsin6 yrWis. Stat. § 893.52—
Rhode Island10 yrR.I. Gen. Laws § 9-1-13(a)—

How the deadlines are distributed

Of 51 jurisdictions, 1 give 1 year, 12 give 2 years, 17 give 3 years, 6 give 4 years, 5 give 5 years, 9 give 6 years, 1 give 10 years.

Shortest and longest deadlines

Shortest

Longest

By region (U.S. Census regions)

RegionAverageShortestLongest
Northeast4.2 years2 years10 years
Midwest4.5 years2 years6 years
South3.2 years1 year6 years
West3.3 years2 years6 years

What Does Property Damage Cover?

  • Vehicle damage in car accidents
  • Fire damage caused by another's negligence
  • Flood damage from neighbor's property
  • Vandalism and destruction of property
  • Construction damage to neighboring buildings
  • Pet or animal damage to property
  • Damage by trespassers or intruders

Key Rules That Affect Your Deadline

⏰ Discovery Rule

In many states, especially for property damage claims, the clock doesn't start until you discovered (or reasonably should have discovered) the harm. This is especially important when injuries aren't immediately obvious.

👶 Minors & Incapacity

Most states pause (toll) the statute of limitations while the victim is under 18. The clock typically starts running on their 18th birthday. Similar rules may apply to those who are mentally incapacitated.

🏛️ Government Entities

Suing a city, county, or state agency? Most states require a "Notice of Claim" filed within 60–180 days of the incident — before you can even file a lawsuit. Missing this shorter deadline can permanently bar your claim.

🔒 Fraudulent Concealment

If the defendant actively hid their wrongdoing, courts may extend your deadline. This is called "equitable tolling" due to fraudulent concealment. You generally must show you acted diligently to discover the claim.

Most Searched States — Property Damage

California

Cal. Civ. Proc. Code § 338(b)

3 yr

Texas

Tex. Civ. Prac. & Rem. Code § 16.003

2 yr

Florida

Fla. Stat. § 95.11(3)(h)

4 yr

New York

N.Y. C.P.L.R. § 214(4)

3 yr

Pennsylvania

42 Pa. Cons. Stat. § 5524(3)

2 yr

Illinois

735 Ill. Comp. Stat. 5/13-205

5 yr

Ohio

Ohio Rev. Code § 2305.09(B)

4 yr

Georgia

O.C.G.A. § 9-3-31

4 yr

North Carolina

N.C. Gen. Stat. § 1-52(3)

3 yr

Michigan

Mich. Comp. Laws § 600.5805(9)

3 yr

Other Case Types

Filing deadlines vary significantly by the type of legal claim. Explore deadlines for other case types across all 50 states.

More Comparisons

Helpful Guides

Property Damage statute of limitations: common questions

It depends on the state. Property Damage deadlines run from 1 year (Louisiana) to 10 years (Rhode Island), with a median of 3 years.

Louisiana give just 1 year.

Rhode Island give 10 years, the longest in this dataset.

Not always. In 0 of 51 jurisdictions the property damage start rule in our data refers to discovery of the harm. Check the state page for the exact accrual rule.

Use the table above or the map to open your state's page, which lists the statute citation, when the clock starts and common exceptions.

Terms used on this page

Accrual
Accrual is the moment a legal claim is considered to "begin" for deadline purposes, usually the date of injury or breach, though some states start the clock later.
Discovery rule
A rule that delays the start of the clock until the plaintiff knew, or reasonably should have known, about the harm and its cause.
Tolling
A legal pause or extension of the filing deadline, for example while a plaintiff is a minor or the defendant hides the wrong.
Notice of claim
A written notice that many states require before suing a government body, often with a much shorter deadline than the main statute.

Open the full legal glossary →

Cite or share this page

StatuteLimits.com. "Property Damage Statute of Limitations by State (2026)." Reviewed October 2026. https://www.statutelimits.com/case-types/property-damage

Don't Risk Missing Your Deadline

Statute of limitations rules for property damage cases are complex. Exceptions, tolling rules, and government notice requirements can significantly change your actual deadline.

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⚠️ Legal Disclaimer: This website provides general legal information for educational purposes only. It is not legal advice and does not create an attorney-client relationship. Laws change frequently. Always verify the current law and consult a licensed attorney in your state before making any legal decisions.