Comparing filing deadlines across Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, South Dakota, and Wisconsin.
| State | Personal Injury | Med Mal | Written Contract | Wrongful Death | Fraud |
|---|---|---|---|---|---|
| Illinois | 2 years | 2 years | 10 years | 2 years | 5 years |
| Indiana | 2 years | 2 years | 10 years | 2 years | 6 years |
| Iowa | 2 years | 2 years | 5 years | 2 years | 5 years |
| Kansas | 2 years | 2 years | 5 years | 2 years | 3 years |
| Michigan | 3 years | 2 years | 6 years | 3 years | 6 years |
| Minnesota | 2 years | 4 years | 6 years | 3 years | 6 years |
| Missouri | 5 years | 2 years | 10 years | 3 years | 5 years |
| Nebraska | 4 years | 2 years | 5 years | 2 years | 4 years |
| North Dakota | 6 years | 2 years | 6 years | 2 years | 6 years |
| Ohio | 2 years | 1 year | 6 years | 2 years | 4 years |
| South Dakota | 3 years | 2 years | 6 years | 3 years | 6 years |
| Wisconsin | 3 years | 3 years | 6 years | 3 years | 6 years |
North Dakota's 6-year personal injury statute is tied for the longest in the nation (with Maine). This gives North Dakota plaintiffs far more time than their Midwest neighbors, where 2-3 years is standard. North Dakota also provides 6 years for fraud and written contract claims.
Minnesota's 4-year medical malpractice period with no repose period is among the most plaintiff-friendly malpractice rules in the country. It gives patients substantially more time to discover and investigate medical negligence compared to neighboring Wisconsin (3 years) or Ohio (1 year).
Ohio's 1-year medical malpractice period (with 4-year repose) is the strictest in the Midwest. Combined with a requirement for an affidavit of merit at filing, Ohio is consistently ranked as one of the most defendant-friendly states for malpractice claims in the nation.
Missouri's 5-year personal injury statute is by far the longest in the Midwest and one of the longest in the nation. However, Missouri's medical malpractice period is only 2 years — creating an unusual split between injury and malpractice deadlines within the same state.
Indiana requires all medical malpractice claims to go through a Medical Review Panel before a lawsuit can be filed in court. The panel — composed of three healthcare providers and one attorney — issues an opinion on whether the standard of care was breached. While not binding, the panel opinion significantly influences settlement discussions and jury perception. The panel process typically takes 12–18 months, meaning Indiana malpractice plaintiffs effectively need 3+ years of lead time before a case reaches trial.
Illinois requires a 1-year notice for claims under the Local Government and Governmental Employees Tort Immunity Act — longer than most states' government notice requirements, but still shorter than the 2-year general personal injury statute. The Illinois Court of Claims handles claims against the state itself.
| State | Limitations | Repose | Special Requirement |
|---|---|---|---|
| Illinois | 2 years from discovery | 4 years | Affidavit of merit |
| Indiana | 2 years from act | None | Medical review panel required |
| Iowa | 2 years from discovery | 6 years | Certificate of merit |
| Michigan | 2 years from act | 6 years | Notice of intent required |
| Minnesota | 4 years from act | None | No pre-filing requirement |
| Missouri | 2 years from discovery | 10 years | No pre-filing requirement |
| Ohio | 1 year from discovery | 4 years | Affidavit of merit |
| Wisconsin | 3 years from discovery | 5 years | No pre-filing requirement |