Fraud SOL Comparison - All 50 States 2026

States Grouped by Filing Window

2-Year States — Shortest Deadline

Kansas — 2 years

Kan. Stat. Ann. § 60-513(a)(3). Discovery rule applies

Kansas Details →

Montana — 2 years

Mont. Code Ann. § 27-2-203. Discovery rule applies

Montana Details →

Oklahoma — 2 years

Okla. Stat. tit. 12, § 95(A)(3). Discovery rule applies

Oklahoma Details →

Virginia — 2 years

Va. Code Ann. § 8.01-243(A). Discovery rule applies

Virginia Details →

West Virginia — 2 years

W. Va. Code § 55-2-12(b). Discovery rule applies

West Virginia Details →

3-Year States — The Most Common Deadline

State	Deadline	Official Statute	Key Exception
Alaska	3 years	Alaska Stat. § 09.10.053	Discovery rule applies — clock starts at discovery
Arizona	3 years	Ariz. Rev. Stat. § 12-543(3)	Discovery rule: clock starts when fraud was discovered or reasonably should have been
California	3 years	Cal. Civ. Proc. Code § 338(d)	Discovery rule: clock starts when fraud was or should have been discovered
Colorado	3 years	Colo. Rev. Stat. § 13-80-101	Discovery rule applies
Connecticut	3 years	Conn. Gen. Stat. § 52-577	Discovery rule applies
Delaware	3 years	Del. Code Ann. tit. 10, § 8106	Discovery rule applies
District of Columbia	3 years	D.C. Code § 12-301(8)	Discovery rule applies
Idaho	3 years	Idaho Code § 5-218(4)	Discovery rule applies
Louisiana	3 years	La. Civ. Code Ann. art. 3497	Discovery rule applies
Maryland	3 years	Md. Code Ann., Cts. & Jud. Proc. § 5-101	Discovery rule applies
Mississippi	3 years	Miss. Code Ann. § 15-1-49	Discovery rule applies
Nevada	3 years	Nev. Rev. Stat. § 11.190(3)(d)	Discovery rule applies
New Hampshire	3 years	N.H. Rev. Stat. Ann. § 508:4	Discovery rule applies
North Carolina	3 years	N.C. Gen. Stat. § 1-52(9)	Discovery rule applies
South Carolina	3 years	S.C. Code Ann. § 15-3-530(7)	Discovery rule applies
Tennessee	3 years	Tenn. Code Ann. § 28-3-105	Discovery rule applies
Utah	3 years	Utah Code Ann. § 78B-2-305(3)	Discovery rule applies
Washington	3 years	Wash. Rev. Code § 4.16.080(4)	Discovery rule applies

Other Deadlines

State	Deadline	Official Statute	Key Exception
Florida	4 years	Fla. Stat. § 95.11(3)(j)	Discovery rule: clock starts when fraud was or should have been discovered
Georgia	4 years	O.C.G.A. § 9-3-31	Discovery rule applies
Nebraska	4 years	Neb. Rev. Stat. § 25-207	Discovery rule applies
New Mexico	4 years	N.M. Stat. Ann. § 37-1-4	Discovery rule applies
Ohio	4 years	Ohio Rev. Code § 2305.09(C)	Discovery rule applies
Pennsylvania	4 years	42 Pa. Cons. Stat. § 5525(8)	Discovery rule applies
Texas	4 years	Tex. Civ. Prac. & Rem. Code § 16.004	Discovery rule: clock starts when fraud discovered
Wyoming	4 years	Wyo. Stat. Ann. § 1-3-105(a)(iv)(D)	Discovery rule applies
Arkansas	5 years	Ark. Code Ann. § 16-56-111	Discovery rule applies
Illinois	5 years	735 Ill. Comp. Stat. 5/13-205	Discovery rule applies
Iowa	5 years	Iowa Code § 614.1(4)	Discovery rule applies
Kentucky	5 years	Ky. Rev. Stat. Ann. § 413.120(12)	Discovery rule applies
Missouri	5 years	Mo. Rev. Stat. § 516.120(5)	Discovery rule applies
Alabama	6 years	Ala. Code § 6-2-34	Discovery rule: clock begins when fraud was or should have been discovered
Hawaii	6 years	Haw. Rev. Stat. § 657-1	Discovery rule applies
Indiana	6 years	Ind. Code § 34-11-2-7	Discovery rule applies
Maine	6 years	Me. Rev. Stat. tit. 14, § 752	Discovery rule applies
Massachusetts	6 years	Mass. Gen. Laws ch. 260, § 2	Discovery rule applies
Michigan	6 years	Mich. Comp. Laws § 600.5813	Discovery rule applies
Minnesota	6 years	Minn. Stat. § 541.05(6)	Discovery rule applies
New Jersey	6 years	N.J. Stat. Ann. § 2A:14-1	Discovery rule applies
New York	6 years	N.Y. C.P.L.R. § 213(8)	Special rule: claim accrues on the later of 6 years from fraud OR 2 years from discovery
North Dakota	6 years	N.D. Cent. Code § 28-01-16(6)	Discovery rule applies
Oregon	6 years	Or. Rev. Stat. § 12.080(3)	Discovery rule applies
South Dakota	6 years	S.D. Codified Laws § 15-2-13(6)	Discovery rule applies
Vermont	6 years	Vt. Stat. Ann. tit. 12, § 511	Discovery rule applies
Wisconsin	6 years	Wis. Stat. § 893.93(1m)(b)	Discovery rule applies

10-Year States — Longest Deadline

Rhode Island — 10 years

R.I. Gen. Laws § 9-1-13(a). Discovery rule applies

Rhode Island Details →

Key Observations

Most Plaintiff-Friendly States

Rhode Island (10 years)
Wisconsin (6 years)
Vermont (6 years)
South Dakota (6 years)

Most Defendant-Friendly States

Kansas (2 years)
Montana (2 years)
Oklahoma (2 years)
Virginia (2 years)

Fraud Statute of Limitations: State-by-State Comparison